Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"I was a bit sceptical but Tom was absolutely brilliant helping us through the whole process although we did not have to do much ourselves, completed in three weeks. Seamless process five stars no doubt and would recommend them without any hesitation"
Equity Release, also known as a ‘Lifetime Mortgage,’ allows you to access the tax-free cash tied up in your home without having to sell or move. You can borrow against your home's value, releasing a lump sum. Some plans even offer the flexibility to withdraw more cash later if needed. Equity Release is designed for homeowners over 55, whether they own their home outright or have an existing mortgage (which must be settled using the Equity Release funds).
Absolutely. As a regulated equity release provider by the Financial Conduct Authority (FCA), we adhere to strict standards to protect our customers. With our lifetime mortgages, we guarantee that you or your estate will never owe more than the sale value of your home, provided it is sold at the best price reasonably obtainable.
Equity Release can be used for a variety of purposes, from buying a new car or enjoying luxury travel to paying off credit card debts and more.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership Oxford, we specialise in providing tailored mortgage and equity release advice. With many years of experience, we’re here to help you make informed choices about your financial future. Whether you’re looking to release the value of your home or find the best mortgage deal, our team offers clear, straightforward guidance.
Our mission is to secure your financial future, and we’re committed to supporting you at every stage of the journey.
With a personal touch and professional service, we’re here to help you create a brighter, more secure future.Receive expert advice from professionals specializing in equity release mortgages, ensuring you make well-informed decisions.
Get tailored equity release plans that cater to your specific financial needs, whether for home improvements or additional retirement income.
Enjoy peace of mind with our strict regulatory compliance, ensuring transparency and protection throughout the equity release mortgage process.
Here’s what to expect when you work with us for equity release, if you live in Oxford.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
© Copyright
. All rights reserved.
